Amazon Price:$24.99 $22.49 You save: $2.50 (10%). (as of July 15, 2018 7:11 am – Details). Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on the Amazon site at the time of purchase will apply to the purchase of this product.
Are you a real estate investor still trying to figure out the complex process of creating a renovation plan and estimating rehab costs for your projects? The Book on Estimating Rehab Costs is written by active real estate fix-and-flipper J Scott, author of the popular real estate website 123Flip.com, and is published by BiggerPockets Publishing, the publishing arm of the premier real estate investing website BiggerPockets.com.
This 200+ page book provides a step-by-step methodology for learning how to create a Scope of Work (SOW) and how to estimate rehab costs on your renovation projects. Whether you’re a rehabber, a wholesaler or a landlord, this book will teach you the process of evaluating the scope of a rehab project and estimating the cost of completing that renovation. This is the methodology that the author has used to over the years to complete hundreds of rehabs, both for himself and for other investors.
AdClickXpress Means Business! Members make 6% per day in the Power 300 Pay System – the biggest online money maker. There is NOT another program even close to what ACX offers to their Members. And according to the latest reports they’re not done at 6%. Members will be earning 7%, 8%, 9% and 10% before the next XpressShift – and there might even be a little “surprise trick”, to even avoid the next XpressShift for ANOTHER few months…
For people who are not making online money from the internet…No excuses allowed. There is not one single reason why YOU aren’t making as much as you can afford. Whatever it takes, buy Ad Packages that pay a Daily Sales Commissions of at least 6% for the next several weeks or month.
Are you spending your hard-earned money wisely? Wouldn’t you rather get hold of online money?
People often complain that they don’t have extra money. The reality is likely that they DO have extra cash – they are just spending it on things that have little value.
Are you, for example, wasting money on…
– $3 Water Bottles (it’s really not that different than tap water)
– $5 Coffee To Go (make your own and take it to work)
– $20 Car Wash (do it yourself and save)
– $50 Dining Out with your partner (eat out one less time a month)
– $100 Bar Tab (served liquor is marked up 20 times)
The list of money-wasting ideas goes on and on…
These are five simple changes that can save you hundreds a month. Why not spend it making 6% a day? That’s 36% a week and 150% in 30 days!!! and make some online money!
Doesn’t that seem like a lot better value for your hard-earned income? We think so!
ACX Will Pay You Cash
We’ve been talking a lot lately about the various ways ACX Members can earn cash from the ACX System, which they can then use to buy 6% Ad Packs. There is something for everyone, because EVERYONE needs to be participating and earning big online money.
The Best of the Best
The ACX Ad Pack / Ad Panel System was created by a mathematical genius, and we now have some of the brightest minds from around the world working at ACX and managing the Power 300 Pay System. All of their time and efforts are directed to make sure YOU continue make online money on the Best Program on the internet today.
Steve Collie: “The New Variable ACX DSC Packages ARE paying daily 4% (2% on weekends), and the New “Breakthrough” Program is doing exactly what it is suppose to do – increase Daily Revenue”. This new method is absolutely the BEST Way to delay an XpressShift because it makes YOU More Money Faster! Members are the true beneficiary of this new program feature.
Do you realize what 4% a day means?
It means you are getting paid back via DSC at a rate of 24% a week. That also means you will have received 100% of your advertising purchase amount in just 30 days. Then, the next two weeks you will earn an additional 50%. “It may seem unreal, but it is happening, so jump on the ACX Train to Financial Success ASAP and enjoy paying daily commissions”, Steve Collie says!
ACX Members Are Making It Happen!
As long as ACX can increase Sales Revenue from week to week, the next XpressShift will be delayed ALL Requested Withdrawals are paying daily. Plus, increasing the DSC percentages certainly makes things a lot more Profitable AND a lot more Fun. Don’t you agree?
Sadly, there are still people who are unsure about ACX.
If you are one of those people, please take a moment to consider a few things and measure the risk vs. reward with the current ACX System:
– ACX has paid All Requested Withdrawals Daily since last October, except for a few days prior to the XpressShift that was required last February
– ACX has a Money-back Guarantee on New Purchases
– ACX utilizes the Ad Pack / Ad Panel System that has been proven to work fantastic since 2010
– ACX is now increasing DSC Percentages so Members can earn back 150% FASTER. Paying Daily.
Steve Collie: “The Rewards for buying Advertising Packages in the ACX System are obvious. All Members earn the same percentages as everyone else”. There are no other perks or “special” earning rates offered to the people who have the ability to spend more money or build their business by promoting – everyone is treated the same.
There is true equality at ACX. When you consider how Wall Street treats people who have a lot of money, it’s no wonder that average folks can’t get ahead. Until Now! ACX is the great equalizer that makes sure the other 99% of people can make good money too!
Immediate Access to Your Daily Sales Commissions
When you purchases Ad or Media Packs you can Withdraw the Paying Daily Earnings the next day (once your DSC reaches the minimum withdrawal amount of $5 or $10). There are no waiting periods before you can access your earnings like most other companies. ACX Members can get their initial purchase amounts back within weeks if they want. Or they can Repurchase Packages and grow their DSC even higher. It’s always your choice.
“YOU really can make money online with ACX”, Steve Collie says. Don’t allow fear to keep you from enjoying more financial success. There are millions of people who are in denial that they will ever make money online, so my suggestion is this:
Just give it a try! Start out with a small amount of money you feel comfortable with. Then do your Daily ad or Funny Image Views and watch your money grow. You’ll be relieved when you Withdraw your initial purchase amount, but then all the fun really starts!
Stephen Collie: “Do you know people (such as your parents) who have parents that retired comfortably? Have you learned from their footsteps? If you have not, now is the best time to start learning”.
Determine how much money you will face after you retire. It will cost you approximately three-quarters of your current income to enjoy a comfortable retirement. Workers that have lower incomes should figure they need at least 90 percent.
Don’t waste money on miscellaneous things when you’re going through your week. Make a list of your expenses to see what you can remove. Over the span of several decades, these savings really add up.
TIP! Think about taking a partial retirement. Partial retirement may be a great option if you do not have a lot of money saved.
“Save early until you’re at retirement savings grow”, Stephen Collie recommends.. It doesn’t matter if the amount is small; you can only start saving today. Your savings will exponentially grow as your income rises. When your money resides in an account that pays interest, you’ll be ready for the future.
People that have worked long and hard eagerly anticipate a happy retirement.They expect to bask in all sorts of their lives.
Partial retirement may be the answer if you do not have the money. This means that you will work where you already do but just part time. This will allow you to relax while earning money and transitioning to full retirement.
TIP! Make sure that you are adding to your 401k every paycheck. Your 401k allows you to put away pre-tax dollars, meaning you can save more and feel it less in your paycheck.
Stephen Collie: “Contribute regularly and take full advantage of any employer match that is provided”.You can put away money that is not taxed. If you have an employer willing to match contributions, you’re basically getting free cash.
Your entire body gains from regular exercise. Work out often and you can enjoy your retirement years to the fullest.
Are you overwhelmed because you haven’t started saving yet? There is no such thing as a bad time which is too late! Examine your monthly budget and determine the maximum amount of money you can start to put away every month. Don’t think it’s bad if it is not a lot.
TIP! Now that you have a lot of free time, you can get in excellent physical condition. It’s critical for older folks to keep bones and muscles strong, and exercise can help your heart out too.
You should save as much as you can for the retirement years, but you should also learn how to invest that money wisely to maximize returns. Diversify your savings plans so you do not put all your money in one basket.It will also lessen your savings safer.
Think about holding off on drawing against Social Security income you get.This will help you ultimately receive. This is better accomplished if you continue to work or use other sources of income.
“Re-balance your entire retirement portfolio once a quarterly basis”, Steve Collie says. If you do it to often then you can be emotionally vulnerable to the way the market is swinging. Doing it less often can make you miss out on getting money from winnings into your growth opportunities. Work with an investment professional to find the right allocations for your money.
TIP! Are you overwhelmed and thinking about why you haven’t started to save? There is no such thing as a time which is too late! Make a commitment to set aside a fixed monthly amount. Don’t think it’s bad if you don’t have a lot.
Many dream about retiring and exploring all of time for retirement. Time does have a way of slipping away quickly as we get older.
Retirement may just be the best time in your dream of running a small business going. Many people succeed later on by operating a business at home from it. This situation can reduce the anxiety that you more cash.
When planning for your retirement income needs, think about living a lifestyle to the one you currently have. If you do, you can probably estimate your expenses at about 80 percent of what they currently are, considering that your work week will be significantly abbreviated.” Just try to avoid spending money as a free time activity” Stephen Karl Collie advises.
TIP! See if your company offers a savings program. If a 401(K) plan or something similar is offered, be sure to take complete advantage of it.
Things have changed since your parents retired. You must learn all you can about investing and saving for an exceptional retirement. You have just learned a few tips to help you get started. Get started planning today to secure a great future!
Most people are interested in learning about retirement, however, they are not always aware of how to do so on their own. Thankfully, this article contains excellent tips to help you move ahead. Now implement the advice you’ve just read.
Many people choose to retire when they are eligible for private or public pension benefits, although some are forced to retire when physical conditions no longer allow the person to work any longer (by illness or accident) or as a result of legislation concerning their position. In most countries, the idea of retirement is of recent origin, being introduced during the late 19th and early 20th centuries….Read More
One of the primary reasons that people engage a financial planner is to know if, and when, they can retire. Just the thought of retirement can cause anxiety and many feel overwhelmed and unprepared. In fact, one of the biggest dilemmas for those approaching retirement is balancing the life they want to live today with the life they want to live in retirement….Read More.
Stephen Karl Collie: “Retirement is a time that most career workers dream of. Retirement is an opportunity to relax and enjoy your hard work. Read this article and you’ll figure out how to prepare properly.
Partial retirement may be a great option if you are ready to retire but don’t have a lot of money saved. This means working part time. You can still be able to make money and transition into retirement at an easier pace.
You should save as much as you can for your retirement, but you need to invest wisely.Diversify your savings plans so you do not put all of your money in the same place. “This will minimize your portfolio very strong”, says Stephen Karl Collie.
TIP! Find out how much money you will need to retire. It is commonly believed that Americans need about seventy-five percent of their current salaries to retire well.
“You may acquire unexpected bills at any time in life, and these things can be harder to deal with during retirement”, says Stephen Karl Collie.
Many people believe there is plenty of time to do everything they ever wanted to after they retire. Time tends to move faster as the years pass.
Stephen Karl Collie: “Learn all about the pension plans through your employer”. Learn all that will help you with. See if your prior employer offers you any benefits. Your partner’s pension plan may offer you eligibility.
TIP! Don’t spend so much money on miscellaneous things when you’re going through your week. Keep a list of your expenses and find out what you don’t need.
If you are 50 years old or greater, you can catch up on IRA contributions. Typically, there is a $5,500 each year which can be contributed to an IRA. Once you reach 50, though, the limit will be increased to about $17,500. “This is good for those that started late but wish to save a lot”, says Stephen Karl Collie.
Pay off the loans that you have as quickly as possible. You should definitely have an easier time with your car and auto loans paid for before retiring. The less money you need to put out on basic bills, the easier it will be to enjoy all that time off!
Stephen Karl Collie: Social Security
TIP! Save early and save often. Even when you are starting small, just start.
Don’t think that Social Security benefits covering your cost of living. Social Security will only pay you a portion of what you will need to live on. It takes approximately 3/4 of your pre-retirement income in order to live comfortably in retirement.
Downsizing can be a great if you are retired but want to stretch your money. Even without a mortgage, you still have the expenses that come with maintaining a big house such as electricity, landscaping, maintenance and utility bills. Think about downsizing to a smaller place to live. “You can save a lot of money this way”, says Stephen Karl Collie.
What income can you retire? Consider things like your pension plans and government benefits for which you are eligible as well as interest income from savings. Your finances can be more secure if you have more sources of money are available. Consider other reliable income sources you could create at this time to contribute towards your retirement in the future.
TIP! A lot of people like to think about when they can retire, especially if they’ve been working for quite some time. This is a fantastic period in your life that you can enjoy.
Stephen Karl Collie: “Be sure you enjoy yourself. Life can be hard to navigate as you grow older, that is even more reason to take a step back and ensure that you do something each day that reaches your inner self”. Find a hobby or new people to enjoy and stick to it.
Think about reverse mortgage. You won’t have to worry about paying it back, the money will be due from the estate after you’re passed away. This can be a great way to get some extra funds if you need it.
Learn everything about Medicare will work with your health insurance coverage. This will keep you covered completely.
TIP! Take a good look at your employer’s retirement plan. If you have the option of a 401(k) plan, then be sure to register as soon as you can and start contributing.
Look for ways to make you some money. Spend the winter finishing some projects done and sell them at your local flea markets in the summer.
Stephen Karl Collie advises: “Get out of debt before retirement. Get your finances in order now or you can enjoy yourself later on”.
Try setting aside about 10 percent of what you earn put back for when you want to retire. This is a fantastic place to begin your earnings in the future. Increase the amount to 15% as soon as you feel confident about your willpower.
TIP! Consider waiting two more years before drawing from Social Security. When you wait, you can count on collecting a larger monthly payment.
Write down some goals for when you retire. Figure out what activities you won’t have to work any longer. You’ll have plenty of free time.
This includes will writing, preparing a living will, and assigning power of attorney. “While a few of these things don’t happen until you pass on, others can prevent financial ruin if you find yourself mentally or physically incapacitated”, Stephen Karl Collie says..
Do you really have to stay in a big home during retirement? If you don’t, include the profit you will make from the sale in your retirement fund. Downsizing in later years is a good thing because you will have less responsibility and more money.
TIP! Many people believe there is plenty of time to plan for retirement. Time does have a way of slipping away faster as the years go by.
Many people don’t like to have a lot of free time that comes with retirement. They are always looking for something to keep them occupied. A part time job can fit the bill.
Stephen Karl Collie: “Be careful about the types of investments you make”. Look at how the funds will be taxed upon deposit and their taxation so that you try not to pay taxes when withdrawing. Think about which strategy will work for the habits and choose investments in line with those priorities.
Find out from your employer if it is possible for you to control your retirement savings are handled in their programs.
TIP! Health plans for long term care are essential. Your health becomes increasingly important (and expensive) as you age.
Stephen Karl Collie: “You realize that retirement should be a time of relaxation and enjoyment”. This piece has provided some good tips for doing precisely that. It is important that you get started now, as your retirement will be here before you realize it. Wishing you much luck and happiness!
Many people are interested in retirement, but are unsure of how to learn more. This article has so much information, you’ll be ready to move forward with confidence. Now implement the advice you’ve just read.
Retirement just kind of happens. If we live long enough, we’ll eventually reach a point where we either leave our careers, opt for another, less intense work life, or finish working for a living altogether…Read More.
You have to plan for your retirement. It can be difficult for some people to plan for something that is years away, but you must start now.
Save early until you’re at retirement savings grow. It does not matter if the amount is small; you should save a little bit now. Your savings will grow over time.When your money is accruing interest, your money has the chance to grow to provide you with extra money later on.
People that have worked long and hard eagerly anticipate a happy retirement. They think retirement is a wondrous time where they can do everything they didn’t have time for while they worked.
TIP! Start your saving early, and continue it until you retire. Even if you can only save a little, it’s important to do it now.
Partial retirement may be the answer if you do not have the money. This can mean working without entirely giving up your paycheck. This will allow you the opportunity to relax as well as earn money.
Contribute to your 401k regularly and maximize the amount you match that is provided. You can put away money is not taxed. If you have a plan that has your employer matching the contributions you make, you’re essentially getting “free money”.
Your entire body will benefit from your efforts to stay fit. Work out every day so that you will soon fall into an enjoyable routine.
TIP! The majority of people eagerly anticipate the day on which they can retire, particularly after working for years. They will think that retiring will be great since they can do activities that they couldn’t when they worked.
Do you feel forlorn due to lack of retirement planning?There is never a time to get started. Examine your financial situation carefully and determine how much you can save monthly. Don’t think it’s bad if it is not a lot.
You should save as much as you can for your retirement, but you need to invest wisely. Diversify your savings plans so you don’t put all your money in one place. This will keep your risk.
Consider waiting two more years to take advantage of Social Security. This will help you will draw each month. This is easier if you can still work or use other income sources for retirement.
TIP! Does the thought of retirement terrify you now, because you never began saving for it when you should have? Don’t give up. It’s better to start now than not at all.
Many dream about retiring and exploring all of the opportunity to accomplish their earlier years. Time certainly seems to slip by more we age.
Think about a health care plan. Health often declines for the majority of folks as they age. In some cases, such a deterioration of health escalates health care costs. If you have a long term plan for health, you won’t have to worry as much.
TIP! Examine your existing savings plan for retirement. Take advantage of any retirement plans that your employer offers.
Make sure to have goals. This will help you in your savings. If you know what kind of money you need, then you know what your goal should be. Some simple math can help you figure out monthly or weekly goals.
Retirement planning and preparation needs to take place throughout your entire working life. It is quite feasible, provided you have good information. You can easily get going with the basics within this article. Use the ideas within this article to make your retirement planning easy.
Many people are interested in retirement, but are unsure of how to learn more. Luckily, the following article has some great information to help you get started. Now is the time to take the knowledge you have gained and apply it to your life!